0% gateway fee · direct to bank

UPI payments that land in your own account.

A self-hosted UPI checkout: QR code, app buttons, and automatic confirmation from your bank SMS.

How it works

01

Create a payment

Make a payment link from the dashboard or from your website using the API.

02

Customer pays by UPI

They scan the QR or tap GPay, PhonePe or Paytm. Money goes straight to your bank.

03

Your phone reads the bank SMS

The YouPI Android app forwards the credit SMS to your site.

04

Order marked paid

The amount is matched and the order turns green — or you confirm by UTR.

Experimental project. Based on the open research project YOUPI PG. Not a bank- or NPCI-approved gateway. Use a business UPI ID, keep volumes small, and always cross-check payments in your bank app.